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Home Prices by County in Kentucky

HomePriceMap tracks 120 counties in Kentucky. The typical (median) county in the state has a home value of $180,822, which is -23.7% below the U.S. national county median of $236,981. Below are the most expensive and most affordable counties in Kentucky by current median home value.

Most Expensive Counties in Kentucky

1. Oldham County$452,848
2. Spencer County$379,943
3. Woodford County$355,733
4. Boone County$353,626
5. Scott County$345,530
6. Fayette County$336,465
7. Shelby County$328,882
8. Jessamine County$328,197
9. Campbell County$299,945
10. Bullitt County$299,486

Cheapest & Most Affordable Counties in Kentucky

1. Knott County$62,249
2. Letcher County$70,749
3. Breathitt County$76,090
4. Harlan County$76,363
5. Leslie County$80,527
6. Floyd County$87,762
7. Bell County$94,317
8. Fulton County$97,807
9. Perry County$98,483
10. McCreary County$103,487

Housing Affordability by County in Kentucky

This ranks each county by its median home value divided by its median household income — how many years of a typical local income it would take to buy a typical local home. Housing researchers generally treat about 3× income as manageable and 5× or more as severely stretched. Coverage is 120 of 120 tracked counties in Kentucky; income figures come from the Census Bureau's American Community Survey and home values from Zillow.

Most Affordable Counties in Kentucky Relative to Local Income

1. Knott County1.5× income
2. Letcher County1.7× income
3. Harlan County1.8× income
4. Ballard County2.0× income
5. Floyd County2.1× income
6. Hickman County2.2× income
7. Breathitt County2.2× income
8. Boyd County2.2× income
9. Carlisle County2.2× income
10. Leslie County2.2× income

Least Affordable Counties in Kentucky Relative to Local Income

1. Owsley County6.4× income
2. Fayette County4.8× income
3. Madison County4.5× income
4. Warren County4.5× income
5. Jessamine County4.4× income
6. Barren County4.3× income
7. Knox County4.3× income
8. Simpson County4.3× income
9. Wolfe County4.3× income
10. Woodford County4.2× income

Crime Rates by County in Kentucky

Violent crime rates below are a population-weighted average of each county's reporting cities from the FBI's Uniform Crime Reporting Program, covering 52 of 120 tracked counties in Kentucky. Counties with no FBI-reporting city aren't shown.

Safest Counties in Kentucky (Lowest Violent Crime Rate)

1. Webster County16 /100k
2. Caldwell County16 /100k
3. Union County18 /100k
4. Meade County30 /100k
5. Oldham County42 /100k
6. Grant County48 /100k
7. Anderson County57 /100k
8. Woodford County68 /100k
9. Logan County74 /100k
10. Grayson County75 /100k

Most Dangerous Counties in Kentucky (Highest Violent Crime Rate)

1. Christian County402 /100k
2. Daviess County349 /100k
3. Henderson County319 /100k
4. McCracken County270 /100k
5. Boone County232 /100k
6. Taylor County230 /100k
7. Carter County225 /100k
8. Pulaski County225 /100k
9. Warren County225 /100k
10. Mason County220 /100k

Frequently asked questions about Kentucky home prices

Which county in Kentucky has the most expensive homes?

Oldham County has the highest median home value in Kentucky at $452,848. This is often searched as the "richest" or "wealthiest" county in Kentucky — though it's worth being precise about what's being measured here: median home value reflects property prices, not household income or net worth. The two usually correlate, but a county can have expensive homes without having the highest-earning residents, particularly in areas with a lot of vacation or second homes.

Which county in Kentucky has the highest household income?

Oldham County has the highest median household income in Kentucky at $122,497. If what you're really after is the "richest" or "wealthiest" county in Kentucky, this is the closer answer — income measures what households actually earn each year, while home values measure what property costs. Neither is quite the same as wealth, which would also account for savings, investments and property people already own outright.

What is the cheapest county in Kentucky?

Knott County has the lowest median home value of the 120 Kentucky counties tracked here, at $62,249. Keep in mind that low home prices often reflect limited local job markets, distance from major metro areas, or shrinking population — affordability alone doesn't tell you whether somewhere is a good fit.

How do Kentucky home prices compare to the rest of the country?

The typical (median) county in Kentucky has a home value of $180,822, against $236,981 for the median U.S. county — roughly 23.7% lower. Figures come from Zillow's Home Value Index and are refreshed daily on this site.

View all of Kentucky on the interactive county map →