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The median home value in Mount Sterling, KY is $223,569 as of 2026-07-31, up 3.53% from a year earlier.
Median Home Value
$223,569
Year-over-Year
+3.53%
Population
7,575
Mount Sterling ranks #39 of 66 Kentucky cities tracked here by median home value, and sits 9.2% below the state's city median of $246,222. It sits in Montgomery County, where the county-wide median is $232,734.
Median household income in Mount Sterling is $55,827, so the typical home value is about 4.0× annual household income. This is a simple price-to-income benchmark rather than a monthly payment estimate; it does not account for mortgage rates, down payments, taxes or insurance.
Household income comes from the U.S. Census Bureau's ACS 5-Year Estimates, table B19013 (how the affordability measure works).
Mount Sterling police recorded a violent crime rate of 211 per 100,000 residents in 2024 — around the middle of the range for reporting cities. Property crime runs at 1,201 per 100,000.
Reported by the city's own police department to the FBI's Uniform Crime Reporting Program (what this covers).
People often call this an average home price, but the figure shown here is Zillow's typical home value (ZHVI), not a simple arithmetic average. In Mount Sterling, that value is $223,569. That's up 3.53% from a year earlier. It is about 9.2% below the typical Kentucky city tracked here.
Homes in Mount Sterling are cheaper than Montgomery County as a whole, where the median is $232,734 — a difference of about 3.9%.
Median household income here is $55,827, so the typical home value is about 4.0× annual household income. This ratio is a broad comparison measure, not a mortgage-payment estimate.
Mount Sterling police reported 211 violent crimes per 100,000 residents, covering a population of about 7,575. Crime rates are one input among many — they vary block to block within a city, and this figure is a citywide average.
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