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Median Home Price in Independence, KY

The median home value in Independence, KY is $331,613 as of 2026-07-31, up 2.97% from a year earlier.

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Median Home Value

$331,613

Year-over-Year

+2.97%

Population

29,747

Independence ranks #10 of 66 Kentucky cities tracked here by median home value, and sits 34.7% above the state's city median of $246,222. It sits in Kenton County, where the county-wide median is $291,225.

Housing affordability in Independence

Median household income in Independence is $102,361, so the typical home value is about 3.2× annual household income. This is a simple price-to-income benchmark rather than a monthly payment estimate; it does not account for mortgage rates, down payments, taxes or insurance.

Household income comes from the U.S. Census Bureau's ACS 5-Year Estimates, table B19013 (how the affordability measure works).

Crime in Independence

Independence police recorded a violent crime rate of 27 per 100,000 residents in 2024 — lower than most cities that report to the FBI. Property crime runs at 316 per 100,000.

Reported by the city's own police department to the FBI's Uniform Crime Reporting Program (what this covers).

Common questions about Independence

What is the average home price in Independence, KY?

People often call this an average home price, but the figure shown here is Zillow's typical home value (ZHVI), not a simple arithmetic average. In Independence, that value is $331,613. That's up 2.97% from a year earlier. It is about 34.7% above the typical Kentucky city tracked here.

Is Independence expensive compared to the surrounding area?

Homes in Independence are more expensive than Kenton County as a whole, where the median is $291,225 — a difference of about 13.9%.

Is Independence affordable?

Median household income here is $102,361, so the typical home value is about 3.2× annual household income. This ratio is a broad comparison measure, not a mortgage-payment estimate.

Is Independence a safe place to live?

Independence police reported 27 violent crimes per 100,000 residents, covering a population of about 29,747. Crime rates are one input among many — they vary block to block within a city, and this figure is a citywide average.