Home › Counties › Spencer County, KY
The median home value in Spencer County, KY is $376,227 as of 2026-08-31, up 5.19% from a year earlier.
Median Home Value
$376,227
Year-over-Year
+5.19%
National Rank
#527 of 3071
Spencer County ranks 2nd out of 120 counties in KY by median home price, and is +60.0% above the U.S. national median of $235,072. Within KY, the typical county has a median home value of $181,373, making Spencer County +107.4% above the KY state median.
The typical home value decreased by 0.7%, from $378,789 in May 2026 to $376,227 in Aug 2026.
Monthly Zillow Home Value Index snapshots retained by HomePriceMap. A short history is shown now and grows automatically as each new monthly release arrives.
| Month | Typical home value | Year-over-year change |
|---|---|---|
| May 2026 | $378,789 | +5.8% |
| Jun 2026 | $379,943 | +5.7% |
| Jul 2026 | $380,890 | +5.5% |
| Aug 2026 | $376,227 | +5.2% |
Households here earn a median of $102,618 a year against a typical home value of $376,227 — a price-to-income ratio of 3.7×, above the 3× level usually considered comfortable, but below 5×. That is less affordable than roughly 51% of U.S. counties. (How this is calculated.)
The median home value in Spencer County is $376,227. That's up 5.19% from a year earlier. That is about 60.0% above the U.S. national county median of $235,072, and makes Spencer County the 2nd most expensive of 120 counties in Kentucky.
Median household income here is $102,618, so a typical home costs about 3.7× annual household earnings — moderately expensive compared with other U.S. counties.
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