Home › Counties › Spencer County, KY
The median home value in Spencer County, KY is $380,890 as of 2026-07-31, up 5.45% from a year earlier.
Median Home Value
$380,890
Year-over-Year
+5.45%
National Rank
#518 of 3071
Spencer County ranks 2nd out of 120 counties in KY by median home price, and is +62.5% above the U.S. national median of $234,352. Within KY, the typical county has a median home value of $180,497, making Spencer County +111.0% above the KY state median.
Households here earn a median of $102,618 a year against a typical home value of $380,890 — a price-to-income ratio of 3.7×, above the 3× level usually considered comfortable, but below 5×. That is less affordable than roughly 53% of U.S. counties. (How this is calculated.)
The median home value in Spencer County is $380,890. That's up 5.45% from a year earlier. That is about 62.5% above the U.S. national county median of $234,352, and makes Spencer County the 2nd most expensive of 120 counties in Kentucky.
Median household income here is $102,618, so a typical home costs about 3.7× annual household earnings — moderately expensive compared with other U.S. counties.
Oldham County · Woodford County · Boone County · Scott County · Fayette County