Home › Counties › Clay County, KY
The median home value in Clay County, KY is $111,885 as of 2026-07-31, down 11.55% from a year earlier.
Median Home Value
$111,885
Year-over-Year
-11.55%
National Rank
#2916 of 3071
Clay County ranks 108th out of 120 counties in KY by median home price, and is -52.3% below the U.S. national median of $234,352. Within KY, the typical county has a median home value of $180,497, making Clay County -38.0% below the KY state median.
Households here earn a median of $40,900 a year against a typical home value of $111,885 — a price-to-income ratio of 2.7×, comfortably below the 3× income level generally considered manageable. That is less affordable than roughly 19% of U.S. counties. (How this is calculated.)
The median home value in Clay County is $111,885. That's down 11.55% from a year earlier. That is about 52.3% below the U.S. national county median of $234,352, and makes Clay County the 108th most expensive of 120 counties in Kentucky.
Median household income here is $40,900, so a typical home costs about 2.7× annual household earnings — relatively affordable compared with other U.S. counties.
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