Home › Counties › Clay County, KY
The median home value in Clay County, KY is $114,422 as of 2026-08-31, down 11.05% from a year earlier.
Median Home Value
$114,422
Year-over-Year
-11.05%
National Rank
#2908 of 3071
Clay County ranks 106th out of 120 counties in KY by median home price, and is -51.3% below the U.S. national median of $235,072. Within KY, the typical county has a median home value of $181,373, making Clay County -36.9% below the KY state median.
The typical home value decreased by 4.4%, from $119,643 in May 2026 to $114,422 in Aug 2026.
Monthly Zillow Home Value Index snapshots retained by HomePriceMap. A short history is shown now and grows automatically as each new monthly release arrives.
| Month | Typical home value | Year-over-year change |
|---|---|---|
| May 2026 | $119,643 | -11.3% |
| Jun 2026 | $117,130 | -11.4% |
| Jul 2026 | $111,885 | -11.6% |
| Aug 2026 | $114,422 | -11.1% |
Households here earn a median of $40,900 a year against a typical home value of $114,422 — a price-to-income ratio of 2.8×, comfortably below the 3× income level generally considered manageable. That is less affordable than roughly 20% of U.S. counties. (How this is calculated.)
The median home value in Clay County is $114,422. That's down 11.05% from a year earlier. That is about 51.3% below the U.S. national county median of $235,072, and makes Clay County the 106th most expensive of 120 counties in Kentucky.
Median household income here is $40,900, so a typical home costs about 2.8× annual household earnings — relatively affordable compared with other U.S. counties.
Owsley County · Muhlenberg County · Magoffin County · Lewis County · Estill County · Jackson County · Martin County · McCreary County