Home › Counties › Otsego County, NY
The median home value in Otsego County, NY is $221,157 as of 2026-08-31, up 4.81% from a year earlier.
Median Home Value
$221,157
Year-over-Year
+4.81%
National Rank
#1700 of 3071
Otsego County ranks 45th out of 62 counties in NY by median home price, and is -5.9% below the U.S. national median of $235,072. Within NY, the typical county has a median home value of $256,722, making Otsego County -13.9% below the NY state median.
The typical home value increased by 2.0%, from $216,775 in May 2026 to $221,157 in Aug 2026.
Monthly Zillow Home Value Index snapshots retained by HomePriceMap. A short history is shown now and grows automatically as each new monthly release arrives.
| Month | Typical home value | Year-over-year change |
|---|---|---|
| May 2026 | $216,775 | +2.5% |
| Jun 2026 | $220,642 | +3.4% |
| Jul 2026 | $221,447 | +4.1% |
| Aug 2026 | $221,157 | +4.8% |
Households here earn a median of $68,885 a year against a typical home value of $221,157 — a price-to-income ratio of 3.2×, above the 3× level usually considered comfortable, but below 5×. That is less affordable than roughly 34% of U.S. counties. (How this is calculated.)
The median home value in Otsego County is $221,157. That's up 4.81% from a year earlier. That is about 5.9% below the U.S. national county median of $235,072, and makes Otsego County the 45th most expensive of 62 counties in New York.
Median household income here is $68,885, so a typical home costs about 3.2× annual household earnings — moderately expensive compared with other U.S. counties.
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