Home › Counties › Otsego County, NY
The median home value in Otsego County, NY is $221,447 as of 2026-07-31, up 4.07% from a year earlier.
Median Home Value
$221,447
Year-over-Year
+4.07%
National Rank
#1705 of 3071
Otsego County ranks 45th out of 62 counties in NY by median home price, and is -5.5% below the U.S. national median of $234,352. Within NY, the typical county has a median home value of $257,530, making Otsego County -14.0% below the NY state median.
Households here earn a median of $68,885 a year against a typical home value of $221,447 — a price-to-income ratio of 3.2×, above the 3× level usually considered comfortable, but below 5×. That is less affordable than roughly 34% of U.S. counties. (How this is calculated.)
The median home value in Otsego County is $221,447. That's up 4.07% from a year earlier. That is about 5.5% below the U.S. national county median of $234,352, and makes Otsego County the 45th most expensive of 62 counties in New York.
Median household income here is $68,885, so a typical home costs about 3.2× annual household earnings — moderately expensive compared with other U.S. counties.
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