Home › Counties › Clay County, NE
The median home value in Clay County, NE is $185,874 as of 2026-07-31, up 7.11% from a year earlier.
Median Home Value
$185,874
Year-over-Year
+7.11%
National Rank
#2117 of 3071
Clay County ranks 58th out of 89 counties in NE by median home price, and is -20.7% below the U.S. national median of $234,352. Within NE, the typical county has a median home value of $219,812, making Clay County -15.4% below the NE state median.
Households here earn a median of $78,986 a year against a typical home value of $185,874 — a price-to-income ratio of 2.4×, comfortably below the 3× income level generally considered manageable. That is less affordable than roughly 10% of U.S. counties. (How this is calculated.)
The median home value in Clay County is $185,874. That's up 7.11% from a year earlier. That is about 20.7% below the U.S. national county median of $234,352, and makes Clay County the 58th most expensive of 89 counties in Nebraska.
Median household income here is $78,986, so a typical home costs about 2.4× annual household earnings — relatively affordable compared with other U.S. counties.
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