Home › Counties › Clay County, NC
The median home value in Clay County, NC is $340,609 as of 2026-08-31, down 0.72% from a year earlier.
Median Home Value
$340,609
Year-over-Year
-0.72%
National Rank
#688 of 3071
Clay County ranks 29th out of 100 counties in NC by median home price, and is +44.9% above the U.S. national median of $235,072. Within NC, the typical county has a median home value of $273,108, making Clay County +24.7% above the NC state median.
The typical home value decreased by 1.4%, from $345,538 in May 2026 to $340,609 in Aug 2026.
Monthly Zillow Home Value Index snapshots retained by HomePriceMap. A short history is shown now and grows automatically as each new monthly release arrives.
| Month | Typical home value | Year-over-year change |
|---|---|---|
| May 2026 | $345,538 | -0.9% |
| Jun 2026 | $346,117 | -1.1% |
| Jul 2026 | $345,353 | -1.0% |
| Aug 2026 | $340,609 | -0.7% |
Households here earn a median of $56,971 a year against a typical home value of $340,609 — a price-to-income ratio of 6.0×, past the 5× level generally described as severely unaffordable. That is less affordable than roughly 93% of U.S. counties. (How this is calculated.)
The median home value in Clay County is $340,609. That's down 0.72% from a year earlier. That is about 44.9% above the U.S. national county median of $235,072, and makes Clay County the 29th most expensive of 100 counties in North Carolina.
Median household income here is $56,971, so a typical home costs about 6.0× annual household earnings — expensive compared with other U.S. counties.
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