Home › Counties › Clay County, NC
The median home value in Clay County, NC is $345,353 as of 2026-07-31, down 1.04% from a year earlier.
Median Home Value
$345,353
Year-over-Year
-1.04%
National Rank
#676 of 3071
Clay County ranks 29th out of 100 counties in NC by median home price, and is +47.4% above the U.S. national median of $234,352. Within NC, the typical county has a median home value of $274,146, making Clay County +26.0% above the NC state median.
Households here earn a median of $56,971 a year against a typical home value of $345,353 — a price-to-income ratio of 6.1×, past the 5× level generally described as severely unaffordable. That is less affordable than roughly 93% of U.S. counties. (How this is calculated.)
The median home value in Clay County is $345,353. That's down 1.04% from a year earlier. That is about 47.4% above the U.S. national county median of $234,352, and makes Clay County the 29th most expensive of 100 counties in North Carolina.
Median household income here is $56,971, so a typical home costs about 6.1× annual household earnings — expensive compared with other U.S. counties.
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