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Median Home Price in Clay County, MO

The median home value in Clay County, MO is $321,462 as of 2026-08-31, up 2.37% from a year earlier.

Median Home Value

$321,462

Year-over-Year

+2.37%

National Rank

#803 of 3071

Clay County ranks 7th out of 113 counties in MO by median home price, and is +36.8% above the U.S. national median of $235,072. Within MO, the typical county has a median home value of $224,499, making Clay County +43.2% above the MO state median.

View Clay County on the interactive county map →

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Home value history

The typical home value decreased by 0.1%, from $321,709 in May 2026 to $321,462 in Aug 2026.

Clay County, MO typical home value from May 2026 to Aug 2026

Monthly Zillow Home Value Index snapshots retained by HomePriceMap. A short history is shown now and grows automatically as each new monthly release arrives.

Clay County, MO monthly home value history
MonthTypical home valueYear-over-year change
May 2026$321,709+1.7%
Jun 2026$324,182+1.9%
Jul 2026$321,806+2.1%
Aug 2026$321,462+2.4%

Can you afford a home in Clay County?

Households here earn a median of $88,468 a year against a typical home value of $321,462 — a price-to-income ratio of 3.6×, above the 3× level usually considered comfortable, but below 5×. That is less affordable than roughly 50% of U.S. counties. (How this is calculated.)

Crime in Clay County

Reporting agencies in Clay County recorded a violent crime rate of 266 per 100,000 residents in 2024 — around the middle of the national range. Property crime runs at 1,502 per 100,000.

Based on 7 reporting cities covering 95,241 residents (FBI UCR data — what this covers).

Common questions about Clay County

How much does a house cost in Clay County, MO?

The median home value in Clay County is $321,462. That's up 2.37% from a year earlier. That is about 36.8% above the U.S. national county median of $235,072, and makes Clay County the 7th most expensive of 113 counties in Missouri.

Is Clay County affordable?

Median household income here is $88,468, so a typical home costs about 3.6× annual household earnings — moderately expensive compared with other U.S. counties.

Is Clay County a safe place to live?

Reporting police departments in Clay County recorded 266 violent crimes per 100,000 residents. That figure covers 95,241 residents across 7 reporting cities, so it reflects the county's incorporated areas rather than every community within its borders.

Cities in Clay County

Kearney · Smithville · Liberty · Gladstone · Excelsior Springs

Counties with similar home prices in MO

Cass County · Warren County · Boone County · Stone County · Camden County · Christian County · Lincoln County · Andrew County

See the full ranked list of Missouri counties →