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The median home value in Clay County, MN is $306,815 as of 2026-07-31, up 2.41% from a year earlier.
Median Home Value
$306,815
Year-over-Year
+2.41%
National Rank
#911 of 3071
Clay County ranks 33rd out of 87 counties in MN by median home price, and is +30.9% above the U.S. national median of $234,352. Within MN, the typical county has a median home value of $278,266, making Clay County +10.3% above the MN state median.
Households here earn a median of $81,172 a year against a typical home value of $306,815 — a price-to-income ratio of 3.8×, above the 3× level usually considered comfortable, but below 5×. That is less affordable than roughly 56% of U.S. counties. (How this is calculated.)
Reporting agencies in Clay County recorded a violent crime rate of 319 per 100,000 residents in 2024 — around the middle of the national range. Property crime runs at 1,917 per 100,000.
Based on 5 reporting cities covering 56,694 residents (FBI UCR data — what this covers).
The median home value in Clay County is $306,815. That's up 2.41% from a year earlier. That is about 30.9% above the U.S. national county median of $234,352, and makes Clay County the 33rd most expensive of 87 counties in Minnesota.
Median household income here is $81,172, so a typical home costs about 3.8× annual household earnings — moderately expensive compared with other U.S. counties.
Reporting police departments in Clay County recorded 319 violent crimes per 100,000 residents. That figure covers 56,694 residents across 5 reporting cities, so it reflects the county's incorporated areas rather than every community within its borders.
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