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HomeCounties › Otsego County, MI

Median Home Price in Otsego County, MI

The median home value in Otsego County, MI is $263,714 as of 2026-07-31, up 3.81% from a year earlier.

Median Home Value

$263,714

Year-over-Year

+3.81%

National Rank

#1241 of 3071

Otsego County ranks 28th out of 83 counties in MI by median home price, and is +12.5% above the U.S. national median of $234,352. Within MI, the typical county has a median home value of $229,949, making Otsego County +14.7% above the MI state median.

View Otsego County on the interactive county map →

Can you afford a home in Otsego County?

Households here earn a median of $68,183 a year against a typical home value of $263,714 — a price-to-income ratio of 3.9×, above the 3× level usually considered comfortable, but below 5×. That is less affordable than roughly 58% of U.S. counties. (How this is calculated.)

Common questions about Otsego County

How much does a house cost in Otsego County, MI?

The median home value in Otsego County is $263,714. That's up 3.81% from a year earlier. That is about 12.5% above the U.S. national county median of $234,352, and makes Otsego County the 28th most expensive of 83 counties in Michigan.

Is Otsego County affordable?

Median household income here is $68,183, so a typical home costs about 3.9× annual household earnings — moderately expensive compared with other U.S. counties.

Counties with similar home prices in MI

Manistee County · Marquette County · Eaton County · Saint Clair County · Newaygo County · Oceana County · Muskegon County · Cheboygan County

See the full ranked list of Michigan counties →