Home › Counties › Otsego County, MI
The median home value in Otsego County, MI is $257,009 as of 2026-08-31, up 4.31% from a year earlier.
Median Home Value
$257,009
Year-over-Year
+4.31%
National Rank
#1292 of 3071
Otsego County ranks 29th out of 83 counties in MI by median home price, and is +9.3% above the U.S. national median of $235,072. Within MI, the typical county has a median home value of $226,891, making Otsego County +13.3% above the MI state median.
The typical home value decreased by 0.8%, from $259,127 in May 2026 to $257,009 in Aug 2026.
Monthly Zillow Home Value Index snapshots retained by HomePriceMap. A short history is shown now and grows automatically as each new monthly release arrives.
| Month | Typical home value | Year-over-year change |
|---|---|---|
| May 2026 | $259,127 | +3.0% |
| Jun 2026 | $263,041 | +3.3% |
| Jul 2026 | $263,714 | +3.8% |
| Aug 2026 | $257,009 | +4.3% |
Households here earn a median of $68,183 a year against a typical home value of $257,009 — a price-to-income ratio of 3.8×, above the 3× level usually considered comfortable, but below 5×. That is less affordable than roughly 55% of U.S. counties. (How this is calculated.)
The median home value in Otsego County is $257,009. That's up 4.31% from a year earlier. That is about 9.3% above the U.S. national county median of $235,072, and makes Otsego County the 29th most expensive of 83 counties in Michigan.
Median household income here is $68,183, so a typical home costs about 3.8× annual household earnings — moderately expensive compared with other U.S. counties.
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