HomePriceMap

Home › Counties › Clay County, IA

Median Home Price in Clay County, IA

The median home value in Clay County, IA is $197,816 as of 2026-08-31, up 4.81% from a year earlier.

Median Home Value

$197,816

Year-over-Year

+4.81%

National Rank

#1961 of 3071

Clay County ranks 47th out of 99 counties in IA by median home price, and is -15.8% below the U.S. national median of $235,072. Within IA, the typical county has a median home value of $194,976, making Clay County +1.5% above the IA state median.

View Clay County on the interactive county map →

Compare Clay County with another place

Home value history

The typical home value increased by 1.3%, from $195,239 in May 2026 to $197,816 in Aug 2026.

Clay County, IA typical home value from May 2026 to Aug 2026

Monthly Zillow Home Value Index snapshots retained by HomePriceMap. A short history is shown now and grows automatically as each new monthly release arrives.

Clay County, IA monthly home value history
MonthTypical home valueYear-over-year change
May 2026$195,239+6.8%
Jun 2026$200,080+6.3%
Jul 2026$197,732+5.3%
Aug 2026$197,816+4.8%

Can you afford a home in Clay County?

Households here earn a median of $65,428 a year against a typical home value of $197,816 — a price-to-income ratio of 3.0×, above the 3× level usually considered comfortable, but below 5×. That is less affordable than roughly 27% of U.S. counties. (How this is calculated.)

Crime in Clay County

Reporting agencies in Clay County recorded a violent crime rate of 52 per 100,000 residents in 2024 — lower than most counties nationally. Property crime runs at 991 per 100,000.

Based on 1 reporting city covering 11,501 residents (FBI UCR data — what this covers).

Common questions about Clay County

How much does a house cost in Clay County, IA?

The median home value in Clay County is $197,816. That's up 4.81% from a year earlier. That is about 15.8% below the U.S. national county median of $235,072, and makes Clay County the 47th most expensive of 99 counties in Iowa.

Is Clay County affordable?

Median household income here is $65,428, so a typical home costs about 3.0× annual household earnings — moderately expensive compared with other U.S. counties.

Is Clay County a safe place to live?

Reporting police departments in Clay County recorded 52 violent crimes per 100,000 residents. That figure covers 11,501 residents across 1 reporting city, so it reflects the county's incorporated areas rather than every community within its borders.

Cities in Clay County

Spencer

Counties with similar home prices in IA

Adair County · Cerro Gordo County · Mahaska County · Clarke County · O Brien County · Marshall County · Van Buren County · Henry County

See the full ranked list of Iowa counties →