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The median home value in Oak Harbor, WA is $536,285 as of 2026-07-31, up 1.62% from a year earlier.
Median Home Value
$536,285
Year-over-Year
+1.62%
Population
23,817
Oak Harbor ranks #75 of 118 Washington cities tracked here by median home value, and sits 9.3% below the state's city median of $591,094. It sits in Island County, where the county-wide median is $645,646.
Median household income in Oak Harbor is $76,084, so the typical home value is about 7.0× annual household income. This is a simple price-to-income benchmark rather than a monthly payment estimate; it does not account for mortgage rates, down payments, taxes or insurance.
Household income comes from the U.S. Census Bureau's ACS 5-Year Estimates, table B19013 (how the affordability measure works).
Oak Harbor police recorded a violent crime rate of 113 per 100,000 residents in 2024 — around the middle of the range for reporting cities. Property crime runs at 878 per 100,000.
Reported by the city's own police department to the FBI's Uniform Crime Reporting Program (what this covers).
People often call this an average home price, but the figure shown here is Zillow's typical home value (ZHVI), not a simple arithmetic average. In Oak Harbor, that value is $536,285. That's up 1.62% from a year earlier. It is about 9.3% below the typical Washington city tracked here.
Homes in Oak Harbor are cheaper than Island County as a whole, where the median is $645,646 — a difference of about 16.9%.
Median household income here is $76,084, so the typical home value is about 7.0× annual household income. This ratio is a broad comparison measure, not a mortgage-payment estimate.
Oak Harbor police reported 113 violent crimes per 100,000 residents, covering a population of about 23,817. Crime rates are one input among many — they vary block to block within a city, and this figure is a citywide average.
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