The median home value in Elgin, TX is $272,537 as of 2026-07-31, down 6.76% from a year earlier.
Median Home Value
$272,537
Year-over-Year
-6.76%
Population
13,276
Elgin ranks #170 of 346 Texas cities tracked here by median home value, and sits 0.4% above the state's city median of $271,560. It sits in Travis County, where the county-wide median is $473,077.
Median household income in Elgin is $91,114, so the typical home value is about 3.0× annual household income. This is a simple price-to-income benchmark rather than a monthly payment estimate; it does not account for mortgage rates, down payments, taxes or insurance.
Household income comes from the U.S. Census Bureau's ACS 5-Year Estimates, table B19013 (how the affordability measure works).
Elgin police recorded a violent crime rate of 173 per 100,000 residents in 2024 — around the middle of the range for reporting cities. Property crime runs at 1,469 per 100,000.
Reported by the city's own police department to the FBI's Uniform Crime Reporting Program (what this covers).
People often call this an average home price, but the figure shown here is Zillow's typical home value (ZHVI), not a simple arithmetic average. In Elgin, that value is $272,537. That's down 6.76% from a year earlier. It is about 0.4% above the typical Texas city tracked here.
Homes in Elgin are cheaper than Travis County as a whole, where the median is $473,077 — a difference of about 42.4%.
Median household income here is $91,114, so the typical home value is about 3.0× annual household income. This ratio is a broad comparison measure, not a mortgage-payment estimate.
Elgin police reported 173 violent crimes per 100,000 residents, covering a population of about 13,276. Crime rates are one input among many — they vary block to block within a city, and this figure is a citywide average.
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