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The median home value in Germantown, OH is $271,613 as of 2026-07-31, up 4.1% from a year earlier.
Median Home Value
$271,613
Year-over-Year
+4.1%
Population
5,810
Germantown ranks #86 of 212 Ohio cities tracked here by median home value, and sits 9.4% above the state's city median of $248,312. It sits in Montgomery County, where the county-wide median is $204,465.
Median household income in Germantown is $90,125, so the typical home value is about 3.0× annual household income. This is a simple price-to-income benchmark rather than a monthly payment estimate; it does not account for mortgage rates, down payments, taxes or insurance.
Household income comes from the U.S. Census Bureau's ACS 5-Year Estimates, table B19013 (how the affordability measure works).
Germantown police recorded a violent crime rate of 103 per 100,000 residents in 2024 — around the middle of the range for reporting cities. Property crime runs at 774 per 100,000.
Reported by the city's own police department to the FBI's Uniform Crime Reporting Program (what this covers).
People often call this an average home price, but the figure shown here is Zillow's typical home value (ZHVI), not a simple arithmetic average. In Germantown, that value is $271,613. That's up 4.1% from a year earlier. It is about 9.4% above the typical Ohio city tracked here.
Homes in Germantown are more expensive than Montgomery County as a whole, where the median is $204,465 — a difference of about 32.8%.
Median household income here is $90,125, so the typical home value is about 3.0× annual household income. This ratio is a broad comparison measure, not a mortgage-payment estimate.
Germantown police reported 103 violent crimes per 100,000 residents, covering a population of about 5,810. Crime rates are one input among many — they vary block to block within a city, and this figure is a citywide average.
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