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The median home value in Shelby, NC is $214,559 as of 2026-07-31, down 0.4% from a year earlier.
Median Home Value
$214,559
Year-over-Year
-0.4%
Population
22,028
Shelby ranks #90 of 101 North Carolina cities tracked here by median home value, and sits 30.7% below the state's city median of $309,616. It sits in Cleveland County, where the county-wide median is $214,273.
Median household income in Shelby is $48,376, so the typical home value is about 4.4× annual household income. This is a simple price-to-income benchmark rather than a monthly payment estimate; it does not account for mortgage rates, down payments, taxes or insurance.
Household income comes from the U.S. Census Bureau's ACS 5-Year Estimates, table B19013 (how the affordability measure works).
Shelby police recorded a violent crime rate of 1,044 per 100,000 residents in 2024 — higher than most cities that report to the FBI. Property crime runs at 2,433 per 100,000.
Reported by the city's own police department to the FBI's Uniform Crime Reporting Program (what this covers).
People often call this an average home price, but the figure shown here is Zillow's typical home value (ZHVI), not a simple arithmetic average. In Shelby, that value is $214,559. That's down 0.4% from a year earlier. It is about 30.7% below the typical North Carolina city tracked here.
Homes in Shelby are more expensive than Cleveland County as a whole, where the median is $214,273 — a difference of about 0.1%.
Median household income here is $48,376, so the typical home value is about 4.4× annual household income. This ratio is a broad comparison measure, not a mortgage-payment estimate.
Shelby police reported 1,044 violent crimes per 100,000 residents, covering a population of about 22,028. Crime rates are one input among many — they vary block to block within a city, and this figure is a citywide average.
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