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Median Home Price in White Bear Lake, MN

The median home value in White Bear Lake, MN is $364,439 as of 2026-07-31, up 3.15% from a year earlier.

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Median Home Value

$364,439

Year-over-Year

+3.15%

Population

23,106

White Bear Lake ranks #52 of 112 Minnesota cities tracked here by median home value, and sits 2.4% above the state's city median of $355,920. It sits in Ramsey County, where the county-wide median is $343,915.

Housing affordability in White Bear Lake

Median household income in White Bear Lake is $83,554, so the typical home value is about 4.4× annual household income. This is a simple price-to-income benchmark rather than a monthly payment estimate; it does not account for mortgage rates, down payments, taxes or insurance.

Household income comes from the U.S. Census Bureau's ACS 5-Year Estimates, table B19013 (how the affordability measure works).

Crime in White Bear Lake

White Bear Lake police recorded a violent crime rate of 87 per 100,000 residents in 2024 — lower than most cities that report to the FBI. Property crime runs at 1,324 per 100,000.

Reported by the city's own police department to the FBI's Uniform Crime Reporting Program (what this covers).

Common questions about White Bear Lake

What is the average home price in White Bear Lake, MN?

People often call this an average home price, but the figure shown here is Zillow's typical home value (ZHVI), not a simple arithmetic average. In White Bear Lake, that value is $364,439. That's up 3.15% from a year earlier. It is about 2.4% above the typical Minnesota city tracked here.

Is White Bear Lake expensive compared to the surrounding area?

Homes in White Bear Lake are more expensive than Ramsey County as a whole, where the median is $343,915 — a difference of about 6.0%.

Is White Bear Lake affordable?

Median household income here is $83,554, so the typical home value is about 4.4× annual household income. This ratio is a broad comparison measure, not a mortgage-payment estimate.

Is White Bear Lake a safe place to live?

White Bear Lake police reported 87 violent crimes per 100,000 residents, covering a population of about 23,106. Crime rates are one input among many — they vary block to block within a city, and this figure is a citywide average.