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The median home value in Cottage Grove, MN is $402,376 as of 2026-07-31, up 1.84% from a year earlier.
Median Home Value
$402,376
Year-over-Year
+1.84%
Population
43,131
Cottage Grove ranks #30 of 112 Minnesota cities tracked here by median home value, and sits 13.1% above the state's city median of $355,920. It sits in Washington County, where the county-wide median is $450,135.
Median household income in Cottage Grove is $120,791, so the typical home value is about 3.3× annual household income. This is a simple price-to-income benchmark rather than a monthly payment estimate; it does not account for mortgage rates, down payments, taxes or insurance.
Household income comes from the U.S. Census Bureau's ACS 5-Year Estimates, table B19013 (how the affordability measure works).
Cottage Grove police recorded a violent crime rate of 39 per 100,000 residents in 2024 — lower than most cities that report to the FBI. Property crime runs at 682 per 100,000.
Reported by the city's own police department to the FBI's Uniform Crime Reporting Program (what this covers).
People often call this an average home price, but the figure shown here is Zillow's typical home value (ZHVI), not a simple arithmetic average. In Cottage Grove, that value is $402,376. That's up 1.84% from a year earlier. It is about 13.1% above the typical Minnesota city tracked here.
Homes in Cottage Grove are cheaper than Washington County as a whole, where the median is $450,135 — a difference of about 10.6%.
Median household income here is $120,791, so the typical home value is about 3.3× annual household income. This ratio is a broad comparison measure, not a mortgage-payment estimate.
Cottage Grove police reported 39 violent crimes per 100,000 residents, covering a population of about 43,131. Crime rates are one input among many — they vary block to block within a city, and this figure is a citywide average.
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