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The median home value in Saginaw, MI is $134,495 as of 2026-07-31, up 5.93% from a year earlier.
Median Home Value
$134,495
Year-over-Year
+5.93%
Population
40,864
Saginaw ranks #145 of 149 Michigan cities tracked here by median home value, and sits 48.7% below the state's city median of $262,319. It sits in Saginaw County, where the county-wide median is $177,213.
Median household income in Saginaw is $38,579, so the typical home value is about 3.5× annual household income. This is a simple price-to-income benchmark rather than a monthly payment estimate; it does not account for mortgage rates, down payments, taxes or insurance.
Household income comes from the U.S. Census Bureau's ACS 5-Year Estimates, table B19013 (how the affordability measure works).
Saginaw police recorded a violent crime rate of 174 per 100,000 residents in 2024 — around the middle of the range for reporting cities. Property crime runs at 1,427 per 100,000.
Reported by the city's own police department to the FBI's Uniform Crime Reporting Program (what this covers).
People often call this an average home price, but the figure shown here is Zillow's typical home value (ZHVI), not a simple arithmetic average. In Saginaw, that value is $134,495. That's up 5.93% from a year earlier. It is about 48.7% below the typical Michigan city tracked here.
Homes in Saginaw are cheaper than Saginaw County as a whole, where the median is $177,213 — a difference of about 24.1%.
Median household income here is $38,579, so the typical home value is about 3.5× annual household income. This ratio is a broad comparison measure, not a mortgage-payment estimate.
Saginaw police reported 174 violent crimes per 100,000 residents, covering a population of about 40,864. Crime rates are one input among many — they vary block to block within a city, and this figure is a citywide average.
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