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Median Home Price in Champaign, IL

The median home value in Champaign, IL is $240,516 as of 2026-07-31, up 4.44% from a year earlier.

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Median Home Value

$240,516

Year-over-Year

+4.44%

Population

89,466

Champaign ranks #190 of 279 Illinois cities tracked here by median home value, and sits 24.6% below the state's city median of $319,026. It sits in Champaign County, where the county-wide median is $242,111.

Housing affordability in Champaign

Median household income in Champaign is $56,118, so the typical home value is about 4.3× annual household income. This is a simple price-to-income benchmark rather than a monthly payment estimate; it does not account for mortgage rates, down payments, taxes or insurance.

Household income comes from the U.S. Census Bureau's ACS 5-Year Estimates, table B19013 (how the affordability measure works).

Crime in Champaign

Champaign police recorded a violent crime rate of 502 per 100,000 residents in 2024 — higher than most cities that report to the FBI. Property crime runs at 2,279 per 100,000.

Reported by the city's own police department to the FBI's Uniform Crime Reporting Program (what this covers).

Common questions about Champaign

What is the average home price in Champaign, IL?

People often call this an average home price, but the figure shown here is Zillow's typical home value (ZHVI), not a simple arithmetic average. In Champaign, that value is $240,516. That's up 4.44% from a year earlier. It is about 24.6% below the typical Illinois city tracked here.

Is Champaign expensive compared to the surrounding area?

Homes in Champaign are cheaper than Champaign County as a whole, where the median is $242,111 — a difference of about 0.7%.

Is Champaign affordable?

Median household income here is $56,118, so the typical home value is about 4.3× annual household income. This ratio is a broad comparison measure, not a mortgage-payment estimate.

Is Champaign a safe place to live?

Champaign police reported 502 violent crimes per 100,000 residents, covering a population of about 89,466. Crime rates are one input among many — they vary block to block within a city, and this figure is a citywide average.

Cities with similar home prices in IL

Chicago Ridge · Waukegan · South Beloit · Midlothian · Washington · Effingham · Round Lake Park · South Holland