Home › States › Iowa › Clear Lake

Median Home Price in Clear Lake, IA

The median home value in Clear Lake, IA is $340,721 as of 2026-07-31, up 4.82% from a year earlier.

View Clear Lake on the interactive city map →

Median Home Value

$340,721

Year-over-Year

+4.82%

Population

7,536

Clear Lake ranks #12 of 72 Iowa cities tracked here by median home value, and sits 57.5% above the state's city median of $216,316. It sits in Cerro Gordo County, where the county-wide median is $204,976.

Housing affordability in Clear Lake

Median household income in Clear Lake is $79,415, so the typical home value is about 4.3× annual household income. This is a simple price-to-income benchmark rather than a monthly payment estimate; it does not account for mortgage rates, down payments, taxes or insurance.

Household income comes from the U.S. Census Bureau's ACS 5-Year Estimates, table B19013 (how the affordability measure works).

Crime in Clear Lake

Clear Lake police recorded a violent crime rate of 252 per 100,000 residents in 2024 — around the middle of the range for reporting cities. Property crime runs at 1,632 per 100,000.

Reported by the city's own police department to the FBI's Uniform Crime Reporting Program (what this covers).

Common questions about Clear Lake

What is the average home price in Clear Lake, IA?

People often call this an average home price, but the figure shown here is Zillow's typical home value (ZHVI), not a simple arithmetic average. In Clear Lake, that value is $340,721. That's up 4.82% from a year earlier. It is about 57.5% above the typical Iowa city tracked here.

Is Clear Lake expensive compared to the surrounding area?

Homes in Clear Lake are more expensive than Cerro Gordo County as a whole, where the median is $204,976 — a difference of about 66.2%.

Is Clear Lake affordable?

Median household income here is $79,415, so the typical home value is about 4.3× annual household income. This ratio is a broad comparison measure, not a mortgage-payment estimate.

Is Clear Lake a safe place to live?

Clear Lake police reported 252 violent crimes per 100,000 residents, covering a population of about 7,536. Crime rates are one input among many — they vary block to block within a city, and this figure is a citywide average.