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The median home value in Waterford, CA is $431,838 as of 2026-07-31, up 0.37% from a year earlier.
Median Home Value
$431,838
Year-over-Year
+0.37%
Population
9,387
Waterford ranks #328 of 396 California cities tracked here by median home value, and sits 43.6% below the state's city median of $765,555. It sits in Stanislaus County, where the county-wide median is $467,986.
Median household income in Waterford is $74,343, so the typical home value is about 5.8× annual household income. This is a simple price-to-income benchmark rather than a monthly payment estimate; it does not account for mortgage rates, down payments, taxes or insurance.
Household income comes from the U.S. Census Bureau's ACS 5-Year Estimates, table B19013 (how the affordability measure works).
Waterford police recorded a violent crime rate of 181 per 100,000 residents in 2024 — around the middle of the range for reporting cities. Property crime runs at 884 per 100,000.
Reported by the city's own police department to the FBI's Uniform Crime Reporting Program (what this covers).
People often call this an average home price, but the figure shown here is Zillow's typical home value (ZHVI), not a simple arithmetic average. In Waterford, that value is $431,838. That's up 0.37% from a year earlier. It is about 43.6% below the typical California city tracked here.
Homes in Waterford are cheaper than Stanislaus County as a whole, where the median is $467,986 — a difference of about 7.7%.
Median household income here is $74,343, so the typical home value is about 5.8× annual household income. This ratio is a broad comparison measure, not a mortgage-payment estimate.
Waterford police reported 181 violent crimes per 100,000 residents, covering a population of about 9,387. Crime rates are one input among many — they vary block to block within a city, and this figure is a citywide average.
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