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The median home value in Rancho Santa Margarita, CA is $1,017,195 as of 2026-07-31, down 0.88% from a year earlier.
Median Home Value
$1,017,195
Year-over-Year
-0.88%
Population
45,633
Rancho Santa Margarita ranks #122 of 396 California cities tracked here by median home value, and sits 32.9% above the state's city median of $765,555. It sits in Orange County, where the county-wide median is $1,190,239.
Median household income in Rancho Santa Margarita is $152,560, so the typical home value is about 6.7× annual household income. This is a simple price-to-income benchmark rather than a monthly payment estimate; it does not account for mortgage rates, down payments, taxes or insurance.
Household income comes from the U.S. Census Bureau's ACS 5-Year Estimates, table B19013 (how the affordability measure works).
Rancho Santa Margarita police recorded a violent crime rate of 81 per 100,000 residents in 2024 — lower than most cities that report to the FBI. Property crime runs at 524 per 100,000.
Reported by the city's own police department to the FBI's Uniform Crime Reporting Program (what this covers).
People often call this an average home price, but the figure shown here is Zillow's typical home value (ZHVI), not a simple arithmetic average. In Rancho Santa Margarita, that value is $1,017,195. That's down 0.88% from a year earlier. It is about 32.9% above the typical California city tracked here.
Homes in Rancho Santa Margarita are cheaper than Orange County as a whole, where the median is $1,190,239 — a difference of about 14.5%.
Median household income here is $152,560, so the typical home value is about 6.7× annual household income. This ratio is a broad comparison measure, not a mortgage-payment estimate.
Rancho Santa Margarita police reported 81 violent crimes per 100,000 residents, covering a population of about 45,633. Crime rates are one input among many — they vary block to block within a city, and this figure is a citywide average.
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